Successful Blog

Keeping Your Employees and Budget Healthy

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asuccessHealth insurance can turn into a crazy puzzle for small business owners.

Where larger companies, by law, must provide health insurance to their employees, small businesses have more leeway; however, this sometimes can just add to the confusion.

The bottom line, if you can afford to offer good medical coverage and health insurance to your employees, no matter how many you have – do it.

What if it’s a financial struggle?

There are instances where offering health insurance may not be feasible to your company financially.

If your company is small, you may not legally have to offer health insurance so you can consider these things in deciding to offer or not….

• Longevity of employees – It’s rare that part-time, independent or short term employees will receive medical coverage, and you’re not obligated to do so. Save the insurance benefits for your full time, permanent employees.

• If you have a tiny company, say just a handful of employees, you are not legally in a place to provide health insurance. If it’s financially not possible, you may choose to wait until your company grows financially and physically to offer health coverage.

• With the new laws in place under Obamacare, many small businesses can qualify for tax incentives by providing health coverage to their employees. Before writing it off as not possible, take a look into what you may gain by offering health insurance.

How does offering health insurance to your employees help you?

If you can, it will pay off in the long run if you provide health benefits to your employees….

• For one, some possible great employees may pass you up for a company that can provide health coverage for them. You don’t want to risk not getting the best because you don’t offer health care plans.

• Your employees may be more apt to stay for the long haul if they feel comfortable with the health care plan you can offer. People will shift companies depending on health care these days, as it a big expense to pay for it on your own. If you can offer it, do so.

• You can help your employees by avoiding lapses in health insurance coverage. When they come on board, you can have your plan go right into effect rather than having your employees search out medical insurance in the midst of taking on a new job.

• Employees with an insurance tie will feel more invested in the company itself and this can improve their satisfaction, engagement and overall well-being with your company and their job.

• You’ll save on sick days and illness within the work place. Those with medical coverage are more apt to visit a doctor than those without. Though you may lose a few hours or a day to a doctor visit, it beats a week or more for those who don’t get the needed medical care. It also can prevent sickness from spreading in the office, like strep throat or the flu – two things which can really take an office down.

No one likes to talk about medical coverage – it’s a big expense and a lot to think about it.

But if you want happy, healthy employees, you probably need to consider it.

Photo credit: hipstercrite.com

About the Author: Heather Legg is a writer covering topics related to small business, health and well-being, and social media.

Why Did That Employee Just Get Fired?

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afiredBosses have many hats to wear, at least that is the case in numerous offices these days.

Given that many companies have slimmed down their employee rosters in recent years, it is not uncommon for those running companies (especially smaller businesses) to find themselves doing some tasks that were typically handled by their HR person over time.

In some instances, bosses are having to say goodbye to employees for one reason or another. One of those reasons is simply issuing a pink slip because the man or woman did not live up to the expectations set for them when they were hired.

While letting someone go is oftentimes difficult, it can very well be justified in certain cases. Even though it can be a hard decision for a boss to make, the end result is typically harder on the employee, he or she now finding themselves out of work.

For those employees that may be walking a tightrope at work, there are some telltale signs that their jobs are on the line. Whether you are in your very first job or a veteran of the employment world, take note of some warning shots that should grab your attention.

They include:

The Obvious

In a bad state of mind

If you have been coming to work under the influence of drugs or alcohol, if you’ve been stealing (not just money but supplies or other things at work), or if you’ve been skipping work, getting fired would probably be no surprise.

Some actions are simply inappropriate at work and are good reason to be let go. You know if you’ve done these things and chances are so do your employers.

The Not So Obvious

Taking too much time off?

Maybe you’re not, in so many words, skipping work, but you’re spending a sizable amount of time out of the office.

Do you take every other Friday as a personal day or roll in late every Monday? Do you always have an excuse to miss a meeting or call?

Sure, things come up in life, but if something big comes up where you need more time, you need to discuss with your managers. If you notoriously have taken time off for no good reason, or without prior approval, that may be the reason you just got fired.

Using work time inappropriately or wastefully and/or disrupting others

Maybe you did always come to work, but how did you use your time?

Did you surf the Internet, updating your FB status and checking your fantasy football team instead of getting necessary work done? Did you chit chat with fellow workers more often than discussing relevant work topics? Did you consistently keep others from getting their work done either by distraction or other poor conduct?

Lastly, did you make some online comments about a co-worker, perhaps your boss? Even though sites such as Reputation.com and others can help limit hazardous online profiles and comments, you need to be smart from day one about what you say on the Internet regarding your job, particularly as it relates to your online reputation management.

All of these could get you fired, as you are there to be productive and let others be productive, too. If you want social time, go out for happy hour after work.

Insubordination

So maybe you never really mouthed off to your manager, but did you always do what he or she asked of you?

If you didn’t follow up on your responsibilities and expectations, that’s insubordination and a pretty good reason for getting fired, especially if your managers have ever had to speak to you about it before.

Lying on your résumé

Did you fib a bit on your résumé thinking it’s fine, everyone does? It’s not really fine, and if you did, you are probably getting fired for that.

Just because you got the job doesn’t mean that your résumé is null and void. Your employers have expectations of you from that résumé, and if you lied on it, your credibility and trustworthiness are gone; you probably are, too.

What to do?

If you’re fired, you’re fired.

But you can get a fresh start – get out there and find a new job – then work ethically, diligently and responsibly and keep that job.

Have you ever been fired from a job? If so, what did you take away from the experience?

Photo credit: foxbusiness.com

About the Author: Heather Legg is a writer who covers a variety of topics from careers and family to the business world.

Is Rehiring Those You Laid Off Smart?

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Experiencing a recession or other financial issue that requires you to lay off employees is one of the most stressful times a small business owner can go through.

But re-hiring those laid off workers may come in a close second if you’re not prepared for legal and other issues that may arise.

Discrimination Claims

If you’re not careful, you may end up receiving a discrimination claim when you start hiring back your laid-off employees. Remember: Fair employment laws apply to rehiring laid-off workers, just as they do to new hires.

Protect yourself by writing a clear rehire policy that lays out exactly how you’ll make the determination about who you’re going to bring back, and when.

For added protection, have an attorney read over your policy to make sure it can’t come back to haunt you in the case of a discrimination suit.

List Your Rehire Criteria Carefully

While writing your rehire policy, be cautious about your list of criteria you’ll use to decide who gets to come back.

Re-hiring based on skills, training, and knowledge of your company and procedures are excellent choices. Re-hiring based on whether or not you can still afford that employee’s salary can lead you into hot water.

Older workers tend to earn more, having worked their way up to higher salaries. If you eliminate rehires based on salary, you may be ruling out these older workers — leaving you open to an age-based discrimination claim.

Embrace Transparency

When you’re making your layoff decisions, and again when you’re rehiring workers, aim to be as transparent as possible about the reasons for both actions.

Employees who are laid off without a real explanation for why they were chosen may harbor resentment toward your company, which can cause morale and trust problems when you bring them back.

When you make your layoffs, ensure that your workers understand what you’ll do about their positions if things change.

If you lead employees to believe their old positions will be waiting for them when business improves, you’re setting yourself up for problems.

Offer Alternate Positions If Necessary

Unless your business operates under a collective bargaining agreement or union pact, don’t be afraid to offer your laid-off workers alternate jobs within your company.

In some cases, your financial situation may force you to eliminate some positions or departments, and you may not be able to bring everyone back at their old pay scale.

If you have to rewrite job descriptions and compensation terms, make sure your workers fully understand them — and the reasons for the changes.

You should also interview laid-off workers for the jobs, so you can reassess their skills and expertise before hiring them back.

And, if your company is in a position to start rehiring, but can no longer offer full-time work to laid-off employees, consider offering part-time positions.

Many workers may decide part-time work is better than no work at all. Just be careful: Don’t promise that these part-time positions will turn into more hours or full-time salaries in the future if there’s no guarantee.

Re-hiring employees you laid off can be a little touchy, especially if word gets around the Internet that how you are doing it is being called into question. Not only can it cause issues with your staff, but your online reputation management could take a hit with customers too.

But if you have a solid plan in place and make sure your workers understand the process, you can make it as painless as possible for both them and yourself.

Photo credit: instanthrsolutions.com

About the Author: Freelance blogger Angie Mansfield covers a variety of subjects for small business owners. From business growth to marketing, her work will give you tips to keep your business running smoothly.

Where is Workplace Drug Testing Most Prevalent?

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Drug testing has become more popular among U.S. employers that are looking for new hires.

According to the Society for Human Resource Management, 57 percent of American businesses required all job candidates to pass a drug test in 2011, and another 10 percent required testing for certain applicants.

Some types of businesses are more likely to do drug testing than others.

This will depend on the services the business provides. It also depends on the area where an applicant lives – some areas are prone to have more illegal drug use than others.

Meantime, employers may choose to test once as a requirement for employment while others may choose to perform random drug tests.

Among certain industries more likely to test:

Manufacturing

Jobs that require employees to use machinery for manufacturing are more likely to have more drug tests required for employees or new hires.

The number of accidents that occur when employees are using drugs are typically higher than for employees that do not use any mood altering substance.

Some of these jobs require the use of dangerous machinery may have random drug testing and almost always require a drug test if an accident does happen. It is very important for drug testing to be on a regular basis in manufacturing jobs.

Healthcare

Drug tests are part of life for people that work in health care positions.

It should not come as a big surprise this is important, as patients should never be left in the care of someone that is under the influence of any substance. Patients rely on the staff of health care facilities – any employee that is using drugs can be a danger to the welfare of patients.

This is why almost all staff undergo drug testing. As with manufacturing jobs, when an accident with staff or patients occur, there may be required drug testing.

Employers

If you are an employer, you may wonder if you should perform drug testing.

For those employers in an industry where employees will be operating machinery – such as trucking company, delivery driving, manufacturing equipment, or caring for patients in a healthcare facility – then yes, you should.

Many drug testing services exist that can help you decide how and when you should test employees. These services are aware that some people will try to cheat the system through cleanses or even purchased urine. Many services have ways to detect these cheats. Random tests can avoid this cheating.

Before instituting a drug testing policy, you must speak with current employees and let them know there will be testing, and provide forms for them to sign their consent.

Employees

Are you a job applicant?

You might be seeking a job where there are no drug testing protocols. Many people that do not use drugs choose to not take these tests as they feel it is an invasion of privacy.

Prescription drugs may show up on the test and this can allow people to find out about a problem with depression or other illness that the employee does not want as common knowledge.

There are cases of false positives due to certain medications and this can even lead to job loss. In most tests, urine testing is the most common form of test.

Employee or employer, you are going to want to weigh all your options on drug testing. Many new hires automatically assume there will be a drug test, and many times it may help you make the right choice in the hiring process.

As a business owner or employee, what has been your experience with drug testing at your company?

Photo credit: mybinc.com

About the Author: Tina Samuels writes on spokeo removal, human resources, small business, and marketing.

Should Your Employees Expect Holiday Gifts?

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With a still tight economy, it’s a tough time for small business owners.

When they are having a tough time in the business, it makes for a difficult decision when it comes time to think about holiday bonuses, gifts or anything extra around the holiday season.

Small business owners usually do like to thank their employees with a bonus or gift at the end of the year. The personal, family feel is what makes small businesses a nice place to be. However, when finances are tight, it’s not always possible.

Will It Be a Weak Year for Holiday Sales?

According to a report from Entrepreneur, 34% of small businesses are afraid it will be a weak year for holiday sales. Weak holiday sales mean less income and a tighter budget for small businesses. How does that translate into end of year bonuses, gifts and festivities?

It, unfortunately, does mean that more businesses are cutting back on the extras – less bonuses, less holiday parties, less year end gifts, but it doesn’t mean that employers don’t want to show their staff their appreciation. Some are just doing it in different ways.

Take a look at these ways to compensate for the lack of funds but still show your employees you are grateful for all they do:

• Giving a full or half day off for shopping or other holiday prep (no vacation or personal day needed).

• Donating to charities (this can be a tax write off).

• Getting together and helping out a non-profit together instead of a holiday party. There is very little cost, if any, and the satisfaction is big.

• Scaling down holiday parties but still hosting them, maybe a pot luck instead of a catered affair, or a dessert bar instead of a full meal.

• Give gift cards or gift baskets instead of hefty year-end bonus. It’s not quite the same, but does show appreciation, and can even be more personalized than cash.

If you do need to scale back this year, let your employees know that it is not because they are any less appreciated, but that your budget just does not allow it.

Because small businesses have fewer, closer employees, it’s important to thank them at the end of year, and let them know why there was a change (if it’s a big one) from past years.

Being upfront will pay off, there won’t be hard feelings or employees wondering what is going on. And maybe next year will be better.

Photo credit: employeeappreciationhq.com

About the Author: Heather Legg is a freelance writer who covers topics related to small business and social media.

Educating Your Employees to Succeed

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What have you done for your employees’ education of late? Perhaps it’s not a topic you think about a lot.

According to the Bureau of Labor Statistics, only 34% of smaller companies offer their employees tuition reimbursement. It’s easy to understand why. In the current economic climate, many small businesses are struggling to make ends meet, and tuition doesn’t come cheap.

But if you’d like a more engaged, more productive, and more loyal workforce, educational reimbursement just might be a smart move for your business.

Here are five reasons why:

1. Your Employees Will Gain Skills You Need

When you need a more skilled workforce, where do you look? Do you turn to temps, or start recruiting?

By offering tuition reimbursement for courses relevant to your industry, you can find the skilled workforce you need among your existing employees. You can offer anything from a full degree in a relevant field, to enhanced training on new technology or business related courses.

Not only will you save on the expensive recruitment process, you’ll find many employee educational fees attract tax breaks.

Instead of putting yourself through the stress and uncertainty of finding new employees, why not make the most of your existing workforce by helping them to gain the skills you need?

2. You’ll Gain a More Productive Workforce

Further education increases productivity in two ways.

First, your employees will learn relevant skills that will help them to get even better at their jobs. But there is another bonus too – further education teaches a range of “soft skills”. These are skills that aren’t directly related to your company’s daily business, such as:

  • Better time management;
  • Increased confidence in public speaking;
  • A more active and engaged mind;
  • Enhanced teamwork skills.

The skills learned while studying are transferable skills that can be great assets to your company overall.

3. Staff Morale Will Go Up

Who doesn’t want a happier work force?

Increased staff morale means good things for both you and your employees:

  • A better working environment for your employees;
  • Less stress for you;
  • Less time spent dealing with interpersonal problems and despondent employees;
  • Tasks getting done and done well as employees approach their work in an upbeat frame of mind.

Offering tuition reimbursement can help to increase staff morale by showing your employees that you care about their future. By offering education and the chance to progress in their roles, you’re giving your employees something to aim for.

In fact, a study by the ROI institute showed that an impressive 64% of employers who offered tuition reimbursement noticed a significant increase in how engaged their employees were.

4. Company Loyalty Will Increase

“But if I offer my employees education, won’t they take the skills and go elsewhere?”

It’s easy to worry that if you pay for your employees more education, they’ll take those skills to your competitor and you’ll be left out of pocket.

In fact, the same study that found offering educational reimbursement increased loyalty, also found a 64% increase in company loyalty. Employees feel they have a future with a company that cares enough to invest in them.

You can safeguard against losing your newly trained employees by offering reimbursement as part of a contract that specifies how long your employees will need to stay with your company to get their fees paid.

And of course, you can make sure the programs you are offering are relevant to your company and to career advancement within it.

5. You’ll Have a Competitive Edge During Recruiting

Offering educational reimbursement can help to increase employee retention, but of course there will come a time when you need to recruit, whether that’s due to expansion or an employee taking extended leave.

As a small business, it can be hard to compete against bigger employers who can offer flashier recruitment packages. A good educational reimbursement package is another string to your recruiting bow.

As well as showing you care about your employees and want to invest in them, it’s a signal to new recruits that there are opportunities for growth within your company. You’re offering them more than a job; you’re offering them a career.

A well-planned tuition reimbursement program is a smart investment in your business, leading to happier, more skilled and more engaged employees.

If you offer relevant education in return for a certain period of loyalty, both you and your employees will benefit.

Photo credit: cmm.com.au

About the Author:  Tristan Anwyn is an author who writes on subjects as diverse as health, marketing, Education via Yahoo, and SEO.